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Bill Perkins is an American entrepreneur, investor, author, and high-stakes poker player best known for Die with Zero, a personal finance and life-planning book that challenges conventional assumptions about saving as much money as possible for the distant future. Perkins argues that money should be managed not only to provide security but also to create meaningful experiences at stages of life when people have the health, time, and circumstances to enjoy them. His framework encourages readers to think deliberately about spending, saving, giving, longevity, and the limited number of years available for particular experiences. Readers searching for Bill Perkins audiobooks, Die with Zero audiobook, personal finance audiobooks, retirement planning, life planning books, money and happiness, and financial independence will find a provocative alternative to traditional accumulation-focused advice. His work is particularly suited to financially established adults reconsidering how to balance future security with present experiences and family giving. The appropriate balance depends heavily on income, health, dependents, longevity, debt, taxes, and personal risk tolerance, so the book should not replace individualized financial advice. Perkins offers audiobook listeners a useful question rather than a universal formula: whether maximizing wealth is worthwhile if doing so means postponing meaningful experiences until they are no longer possible.