A Richer Retirement, William P. Bengen
A Richer Retirement, William P. Bengen
List: $19.99 | Sale: $13.99
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A Richer Retirement
Supercharging the 4% Rule to Spend More and Enjoy More

Author: William P. Bengen

Narrator: Paul Heitsch

Unabridged: 6 hr

Format: Digital Audiobook Download

Publisher: Ascent Audio

Published: 09/30/2025

Includes: Bonus Material Bonus Material Included

Synopsis

In A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, entrepreneur, researcher, and financial planner, William P. Bengen, delivers a straightforward, soup-to-nuts guide for maximizing your withdrawals from your investment accounts during your retirement. The author explains how you can draw heavily on your retirement accounts without spending yourself into premature poverty.

This book is a comprehensive roadmap to constructing your personal retirement withdrawal plan. You'll learn how to compute a low-risk maximum withdrawal rate so that you can enjoy your retirement savings to the utmost. You'll also discover guidance on why and how to adjust your withdrawals during retirement to help make sure that your accounts last your entire life.

You'll also find:

● The eight elements of a comprehensive personal retirement withdrawal plan

● Techniques for selecting your withdrawal rate based on the eight elements, inflation, and stock market valuation

● A template for your withdrawal plan that will help you recognize if you're overspending (or underspending!) and exactly how to address that issue

Reviews

Goodreads review by Steve Pate on August 13, 2025

A must read for everyone, not just up coming retirees Most people have heard of the 4% rule which Bill Bengen is now stating after more research, should be the 4.7% rule. But how many people really know that this 4.7% withdrawal rate is actually a minimum? Depending on the year you retire, and speci......more

Goodreads review by Sheeraz on September 14, 2025

Chockfull of data and insights into figuring out one's spending power in retirement. Let's get the shortcomings out of the way: the analysis isn't very sophisticated (spreadsheet wrangling of about 388 individuals), depends on the assumption of historical performance trends being loosely predictive......more

Goodreads review by Bill on August 11, 2025

I'm at chapter 4. Getting thru his history of the rule and understanding what's new and how he has added the data is intriguing. The 4% rule has been discussed to the effect of it is now common knowledge. Or is it? 4% is one individual in the worst case scenario since the wild west still speculated.......more

Goodreads review by Beth on September 25, 2025

I'm 5 years away from retirement, have a Masters degree in financial planning, and I love this stuff. Bengen spends a LOT of time discussing SAFEMAX in this book, and that's his term for the withdrawal rate you can sustain for your entire retirement. Bengen is the father of the 4% rule, and in this......more

Goodreads review by Alex on October 23, 2025

A worthwhile read for someone who wants to understand where the 4% rule (he's adamant that it's really the 4.7% rule) comes from and what circumstances might affect your personal retirement withdrawal plan. A bit more detailed than I think most readers will want or enjoy, but you can't say he's not......more

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