The Money Habit
The Worry-Free Way to Financial Independence

Quotes

“Readers will find that Michalowicz' "Money Habit system" is practical and fairly easy once the separate accounts he advises are established . . . A good guide both for those struggling to save and those looking for a fresh take.” —Booklist

“Money is simple. It’s people who make it complicated. The Money Habit makes it all work seamlessly; the money and the people parts.” —Jean Chatzky, CEO HerMoney.com, New York Times and Wall Street Journal Bestselling Author

“Mike Michalowicz has a rare gift: he makes complex money decisions feel simple, achievable, and even fun. If you’ve ever struggled to build better financial habits, The Money Habit is for you.” —Chris Guillebeau, New York Times–bestselling author of Time Anxiety and The $100 Startup

“They want you to believe that security comes from a portfolio you can’t understand. The truth is, it comes from within you. This book is the anti-financial advice you should have received, a guide to breaking free from the fear and myths that keep you trapped. You’ll learn how to stop trading your freedom for a promise and start building a life of significance and prosperity on your own terms.” —Garrett Gunderson, New York Times–bestselling author of Money Unmasked and Killing Sacred Cows

“We used The Money Habit to transform the finances of our business and our lives. We can assure you—it works!” —Jesse & Emily Cole, founders and owners of the Savannah Bananas

“The Money Habit gives you the practical, shame-free plan you need to transform your financial life and build a foundation for true wealth.” —Tiffany Aliche, New York Times–bestselling author of Get Good with Money

“Your bank account is a reflection of your daily habits, and with this book, you’ll learn to transform your financial reality one day at a time. If you are ready to cultivate the discipline, clarity, and control needed to achieve financial peace and success, this is your guide.” —Hal Elrod, USA Today–bestselling author of The Miracle Morning

“I’ve seen too many people hustle hard only to let their money get away from them. The Money Habit gives you the no-nonsense system you need to finally take control and build your riches. Every young and profiting person needs this book!” —Hala Taha, CEO and founder of YAP Media; host of the Young and Profiting podcast

“If you have wanted to ‘Profit First’ your personal finances, The Money Habit is the book that will show you how.” —Justin Bennett, author of Level Up Your Finances

“As a money-management guide, the book succeeds powerfully on the terms it sets for itself—its techniques are lucid and repeatable, accompanied by percentages, timelines, and behavioral explanations about savings and investment...For the financially literate who have drifted into counterproductive habits, this is an incisive, clarifying, and notably un-gimmicky path back to control...A valuable blueprint for financial freedom and predictability.” —Kirkus Reviews

“An accessible, practical personal finance guide whose advice is applicable across tax brackets, taking a variety of saving and spending habits into account. Simple but innovative, former angel investor and entrepreneur Mike Michalowicz’s personal finance guide The Money Habit is about stress-free money management.” —Foreword Clarion Reviews

“Michalowicz offers advice to all readers, no matter their current financial situation. Whether readers are in recovery mode, building funds for the future, activating their savings to fulfill their dreams, or balancing spending while saving for the future, they will find practical advice to alleviate their financial concerns.” —Library Journal